The move to immediate payments requires real-time transfer of funds and 24×7 availability.

Accenture has created a new digital IT blueprint for the everyday bank1, mapping out how banks worldwide can leverage digital technologies to take a central role in their customers’ lives. Immediate Payments—the real-time transfer and availability of funds 24×7  is a key element of this blueprint for the future of banking, enabling financial and non-financial activities to be undertaken for customers in real-time at any time of day or night.

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